In my opinion, it is impossible to predict future stock market returns. Investment models can produce hypothetical returns but they can’t account for future
The purchase of a life insurance policy will never make most peoples’ top ten list of favorite things to do. After all, there is a lot not to like in the whole
In the ever changing landscape of life insurance products, there remains one stalwart that has changed very little since the first American life insurance
Young families with an eye to the future are faced with a daunting choice – to save earnestly for a confident retirement or to save for their children’s
The good news is that life insurance rates continue to decline and people are buying more term life coverage than ever before. The bad news, is that many people
While our extended longevity should be greeted with gratitude for the possibility of enjoying a longer life with our grandchildren, many retirees are
For most people, buying life insurance is difficult enough even when it’s done right. But when it is done with only one eye open, or haphazardly just to get it
Have you made up your mind on just about everything, even before you know what it is? For instance, when you meet someone, is your opinion of the person formed
Who doesn’t like options? We love them when buying a car, and we expect them when ordering lunch off a fast-food menu. When buying life insurance, however, too
After costs, the return on the average actively managed dollar will be less than the return on the average passively managed dollar for any time period.
—Willia
After market-risk and inflation-risk, which investors take great strides to mitigate through sound investment practices, taxation-risk presents the biggest
For many people, life insurance forms the security foundation of their financial plan. While most financial planners recommend that life insurance be purchased
